Two Great Places to Find Freelance Writing Gigs

By Sarah McDaniel – The rise of the gig economy has provided more opportunities for writers to profit while working remotely. Whether you’re looking to launch a writing career or supplement your income, you can find some nice freelance writing opportunities using the following job boards. Blogging Pro Job Board This resource is updated daily …

Can You Get a Loan if You Have Bad Credit?

By Jim Dugan – Emergency loans can provide much-needed cash during trying financial situations. If you have bad credit, however, it’s you might be wondering if you will qualify. In most instances, you will be able to get an emergency loan even if you have bad credit; that said, your options will usually be limited. …

What Are Lending Circles?

By Jim Dugan – If you have bad credit but need a loan fast, a lending circle may be a good option if there’s a community organization or nonprofit in your area that offers them. This type of lending option brings together a group of around six to 12 people who essentially take turns receiving …

Are Credit Card Advances Ever a Good Idea?

By Sarah McDaniels – Credit card cash advances may be a reasonable option if you have a revolving account or card that allows it. That said, it shouldn’t ever be your primary option if you’re in need of money. To request a credit card cash advance, all you have to do is take your card …

Can you make a living writing for TextBroker?

By Jim Dugan – Since 2005, Textbroker has been one of the leading providers of unique, custom content. It’s one of the very first content mills, and it hasn’t changed a whole lot over time. If you are just starting out, Textbroker gives you access to thousands of diverse writing opportunities for a wide array …

Borrowing from Credit Unions

By Sarah McDaniels – Credit unions are not-for-profit organizations that are owned by their actual members. So, instead of trying to maximize their profits to benefit some third-party shareholder, these organizations use their revenue to deliver lower interest rates and more affordable fees to their members. Payday-alternative loans are one helpful result of this unique …

What You Should Know about Online Lenders

By Paul A. Achoa – Certain modern lenders run all of their operations over the internet to help avoid overhead costs associated with having physical, brick-and-mortar branches. Since they have lower costs and broader reach, they are often able to provide greater access to bad-credit loans compared too traditional banks. With that being said, interest …

What You Should Know about Payday Loans

By Paul A. Achoa – In general, you should avoid payday loans unless you are in a serious financial emergency. This is because these loans charge high-interest rates (many charge an APR in the neighborhood of 400% or even higher). They also usually require full repayment within a couple of weeks. In most instances, you …